One of the main benefits of a Checkbook IRA or Solo 401(k) plan is that you get to choose the bank where plan funds are held. That bank is where the “checkbook” is held and becomes the operating account from…
When investing in rental property the use of debt-financing can be a valuable tool. An investor who borrows money can multiply the purchasing power of their capital to acquire more properties or properties of higher quality. So long as the…
Real estate debt funds have been gaining in popularity over the last decade. Since the 2008 global financial crisis, these types of funds have found a niche in the lending landscape. For investors with a self-directed IRA or Solo 401(k)…
Investing in multifamily real estate syndications involves research. You need to look at several different aspects of a project before deciding whether it is a good opportunity for your self-directed IRA or Solo 401(k). In our first articles of this…
IRS rules require annual reporting for IRA accounts that include the fair market valuation of the IRA’s holdings. In a conventional IRA invested in stocks, bonds, and mutual funds, the IRA account custodian can simply look up the publicly available…
If you intend to invest your self-directed IRA or Solo 401(k) in multifamily real estate syndications, understanding how to evaluate projects is crucial. In our first article of this series, we discussed performing diligence on a project sponsor. In this…
IRS rules stipulate that certain investors are required to take distributions from IRA and 401(k) plans. The mandatory withdrawals are referred to as Required Minimum Distributions (RMDs). The SECURE Act of December 2019 and the CARES Act of March 2020…
A Rollover as Business Startup is a unique program that allows you to use existing tax-deferred retirement savings to startup, acquire, or expand an operating business. For entrepreneurs looking to start or grow an enterprise there are many benefits to…
Real estate syndications are a very popular choice for investors with self-directed IRA and Solo 401(k) plans. There are many reasons that syndications are well suited to retirement plan investing, as they are passive in nature, provide diversification, and do…
2020 may be an opportune time for many investors to consider a Roth conversion. In our first article of this series we discussed how a dip in income, and a corresponding dip in tax rate can reduce the tax cost…
