IRS rules require annual reporting for IRA accounts that include the fair market valuation of the IRA’s holdings. In a conventional IRA invested in stocks, bonds, and mutual funds, the IRA account custodian can simply look up the publicly available…
If you intend to invest your self-directed IRA or Solo 401(k) in multifamily real estate syndications, understanding how to evaluate projects is crucial. In our first article of this series, we discussed performing diligence on a project sponsor. In this…
IRS rules stipulate that certain investors are required to take distributions from IRA and 401(k) plans. The mandatory withdrawals are referred to as Required Minimum Distributions (RMDs). The SECURE Act of December 2019 and the CARES Act of March 2020…
A Rollover as Business Startup is a unique program that allows you to use existing tax-deferred retirement savings to startup, acquire, or expand an operating business. For entrepreneurs looking to start or grow an enterprise there are many benefits to…
Real estate syndications are a very popular choice for investors with self-directed IRA and Solo 401(k) plans. There are many reasons that syndications are well suited to retirement plan investing, as they are passive in nature, provide diversification, and do…
2020 may be an opportune time for many investors to consider a Roth conversion. In our first article of this series we discussed how a dip in income, and a corresponding dip in tax rate can reduce the tax cost…
A little known but potentially quite profitable lending niche is referred to as transactional funding. For investors with a Checkbook IRA or Solo 401(k) and the right network, this strategy can be very lucrative. The concept of transactional funding is…
Many investors are considering a Roth conversion in 2020. In our first article of this series we discussed the opportunity this year may present for those who might have a dip in income, and a corresponding dip in their tax…
Having a 401(k) with your current employer is a good thing. A 401(k) or similar employer sponsored retirement plan is a great vehicle for accumulating tax-sheltered retirement savings. If your employer offers a match or profit-sharing component, that is essentially…
The Coronavirus pandemic is a big fat pile of lemons that life threw at us. Who’s ready for some lemonade? For all the negatives associated with COVID-19 and corresponding economic shutdowns, the positive is that for many investors there is…
