Self-directed IRA and 401(k) plans present a wide array of investment choices, allowing for full diversification of your tax-sheltered retirement savings.
Our clients are investing in private funds, rental real estate, mortgage notes, cryptocurrencies and a host of other alternative asset classes.
In this series of articles, we focus on the nuts and bolts view of how such investments can be initiated and managed within your self-directed retirement plan.
The great thing about a checkbook IRA is that it puts you in direct control of all investment transactions. This is accomplished with a two-layered structure involving an IRA with a specialty “self-directed” IRA custodian that then invests into a…
A self-directed Solo 401(k) provides a great amount of flexibility when it comes to investing your retirement savings. As part of designing your plan to best suit your investing goals, it pays to give consideration to the structuring of financial…
Owning income-producing real estate in your self-directed IRA is a great way to diversify and build wealth. Real estate is a solid asset with value cycles that are largely decoupled from the stock market and the daily news cycle. A…
Investing in a rental property near your home isn’t always practical. If you live in an area with a high cost of living or a sagging rental market, for example, the opportunities for making a solid real estate investment in…
Rental property is the most popular asset choice for investors with a self-directed IRA or Solo 401(k) plan. Whether you’re looking to invest in a local property and self-manage the project, or to put your IRA capital to work in…
A self-directed Solo 401(k) puts you in direct control of your plan investments. When you act as trustee for your own 401(k) plan, you get to call all the shots and invest as you best see fit. The trade-off for…
Investing in Bitcoin and other cryptocurrencies has been one of the most popular options for self-directed IRA investors in 2021. The appeal is obvious. Digital assets have the potential for significant short-term gains in value. Being able to shelter those…
Making regular contributions to your self-directed Checkbook IRA is a great way to maximize the tax-savings of your plan. While most people focus on the fact that a self-directed IRA allows for a broad range of investment choices such as…
IRS rules require annual reporting for IRA accounts that include the fair market valuation of the IRA’s holdings. In a conventional IRA invested in stocks, bonds, and mutual funds, the IRA account custodian can simply look up the publicly available…
2020 may be an opportune time for many investors to consider a Roth conversion. In our first article of this series we discussed how a dip in income, and a corresponding dip in tax rate can reduce the tax cost…
