Self-Directed IRA LLC plans offered by Safeguard Advisors open up an entirely new realm of investing possibilities for your retirement funds. With these plans, you can invest in anything the IRS rules allow for, and you can be in direct control of all your plan’s investment activities.
The IRA-owned LLC format we create provides several advantages with respect to investment flexibility, ability to react quickly to opportunity, and asset protection for your retirement savings. Because you control the LLC that is owned by your IRA, and can directly transact via the LLC bank account, there is no need for 3rd party review, processing delays or per-transaction fees. For many types of investing, this direct control is not only a big advantage, it is a necessary component of being able to execute your strategy effectively and efficiently.
This section of our blog covers topics related to the plans themselves and how they operate, such as deciding which self-directed retirement plan is best for you, shielding your IRA from liability, naming beneficiaries, and much more.
One of the main benefits of a Checkbook IRA or Solo 401(k) plan is that you get to choose the bank where plan funds are held. That bank is where the “checkbook” is held and becomes the operating account from…
IRS rules require annual reporting for IRA accounts that include the fair market valuation of the IRA’s holdings. In a conventional IRA invested in stocks, bonds, and mutual funds, the IRA account custodian can simply look up the publicly available…
IRS rules stipulate that certain investors are required to take distributions from IRA and 401(k) plans. The mandatory withdrawals are referred to as Required Minimum Distributions (RMDs). The SECURE Act of December 2019 and the CARES Act of March 2020…
Many investors are considering a Roth conversion in 2020. In our first article of this series we discussed the opportunity this year may present for those who might have a dip in income, and a corresponding dip in their tax…
Having a 401(k) with your current employer is a good thing. A 401(k) or similar employer sponsored retirement plan is a great vehicle for accumulating tax-sheltered retirement savings. If your employer offers a match or profit-sharing component, that is essentially…
The Coronavirus pandemic is a big fat pile of lemons that life threw at us. Who’s ready for some lemonade? For all the negatives associated with COVID-19 and corresponding economic shutdowns, the positive is that for many investors there is…
When investors establish a self-directed IRA LLC, they are primarily focused on the ability to invest in non-traditional assets such as real estate, trust deeds and the like. Many folks are not aware that a Checkbook IRA can hold conventional…
There is a certain geographic footprint that comes with a Checkbook IRA LLC program. The IRA-owned LLC entity is formed in a specific state, after all. If you move after setting up this type of program, you may need to…
A common question for someone considering the formation of a Checkbook IRA LLC is: “What is the best state to form the LLC in?” It’s a good question, and one that merits some consideration before putting a plan in place…
As part of the 2019 year-end domestic appropriations bill, a significant package of rule changes for IRA and 401(k) based retirement plans known as the Setting Every Community Up for retirement Enhancement Act (SECURE ACT) was included. This act passed…
