The 2019 year-end domestic appropriations bill included the Setting Every Community Up for retirement Enhancement Act (SECURE ACT). The SECURE act contains several substantive changes to IRA and 401(k) based retirement plans. While the law makes changes in a range…
As part of the 2019 year-end domestic appropriations bill, a significant package of rule changes for IRA and 401(k) based retirement plans known as the Setting Every Community Up for retirement Enhancement Act (SECURE ACT) was included. This act passed…
The benefit of owning a self-directed Solo 401(k) is to leverage the tax-sheltered savings structure of the plan to create wealth for our golden years. When those retirement years arrive, we have the opportunity to draw down some of that…
Most of us think about IRA and 401(k) retirement plans as being completely tax-sheltered. So many investors are shocked when they learn that this isn’t entirely true. Some types of investments made within an IRA can create a tax liability…
In Part 1 of this series, we introduced some of the basic concepts behind investing in a multi-family real estate syndication with your IRA. Since most of these projects use debt-financing in addition to investor capital, this generates exposure to…
Multi-family real estate syndications have been one of the hottest asset classes for savvy IRA investors for the last several years. Participating as a limited partner in a professionally-run real estate project that is larger in scale provides many benefits.…
At Safeguard, we often hear the question, “Can my IRA purchase a property today that I can then use personally in the future?” Yes, this can be done. But does it make sense? Below we take a deeper look at…
Investing in rental property with a self-directed IRA or Solo 401(k) is a fantastic way to diversify your tax-sheltered retirement savings. As an asset class with a performance profile not generally linked to financial market cycles, real estate can help…
Having your IRA act as a lender and receive interest income can be a great way to diversify and create predictable returns. We’ve written about investing in real estate notes, where the debt is secured by real property. But your…
Taking the leap to establish a self-directed IRA or Solo 401(k) is a big move. While unlocking your retirement plan to enable a broader range of investment choices is appealing, there’s work involved in both moving your plan funds and…
